Tag: cost savings

26 articles

Who Benefits: The Insurer or the Insured?

In traditional insurance, carriers profit from your premiums. With captive insurance, you become the insurer — and the benefits flow back to you.

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Good, Better, Best

Self-funding medical benefits is good. Adding a group captive is better. A single parent captive with stop-loss coverage is the best choice for maximizing efficiency.

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The Bottom Line

What does the bottom line really mean for captive insurance? Premiums become profits, protection becomes pragmatic, and millions of dollars are at stake.

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Captive Insurance for Private Equity: An Underutilized Advantage

Private equity firms paying $10-20 million in annual premiums to third parties are underutilizing captive insurance. Here are the top reasons why and how to fix it.

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Win-Win-Win!

Captive insurance creates a true win-win-win: risk protection, retained earnings, and asset redeployment. Business owners benefit from both sides of the equation.

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A Better Way to Stop-Loss: Captive Insurance for Self-Funded Plans

Self-funded employers can reserve for potential claims inside their own captive insurance company, creating a new profit center and gaining control.

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Renters Insurance: There's a Better Way

Property owners can turn $10/month renters insurance premiums into a $200,000+ annual profit center by owning their own captive insurance company.

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Premiums: Profit or Expense?

Traditionally premiums are viewed negatively. But when you pay premiums to your own captive insurance company, they become profit. Discover the epiphany of premiums.

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Captive Change

The captive insurance industry has evolved to better serve business owners with increased premium limits, more coverage lines, and greater availability for all sizes.

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Fruit Cocktail!

Like a great fruit cocktail, captive insurance is versatile and customizable. No two captive insurance companies are the same — each is designed with purpose and intent.

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There Are Options to Insure Your Business

Options, choices, opportunities. Profitable businesses have powerful alternatives to traditional insurance, including captive insurance that creates greater control.

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Opportunity Is Now Here

Is it 'opportunity is no where' or 'opportunity is now here'? For qualifying business owners, captive insurance is an opportunity that requires action today.

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None of Your Business

Captive insurance should definitely be a part of your business. Like owning a building instead of renting, owning your insurer turns sunk costs into equity.

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What's the Risk?

Business owners face unique risks every day. Captive insurance lets you stop cursing insurance companies and become one, turning premiums into profit.

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What Keeps You Up at Night?

From data breaches and key employee loss to supply chain interruption and pandemic risk, your captive insurance company can formally insure the risks keeping you awake.

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What's the Risk?

Business owners face risks every day. Don't curse the insurance companies — become one. Captive insurance is the antithesis of risk for qualified businesses.

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Cell Phones and Captive Insurance Have Changed

Just like cell phones evolved from simple calls to powerful computers, captive insurance has evolved to offer layers of benefits for businesses of every size.

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How Much $ Gets Your Attention?

For business owners with 200+ employees or revenues above $50mm, captive insurance could mean $1,000,000 or more in savings.

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Apples to Apples: Comparing Medical Benefit Plans

When evaluating employee benefit plans, you need a true apples-to-apples comparison. Here's how captive programs stack up.

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A Multi-Million Dollar Difference

The difference between traditional insurance and captive insurance can be measured in millions. See how the numbers stack up.

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How to Take on More Risk!

Don't take on more risk — transfer it to YOUR insurance company. Understand the three types of insurance and how captive insurance formally protects your business.

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Follow the Money

"Follow the money" reveals a pattern among those who accumulate wealth. Captive insurance offers transparency, understanding, and profitability for business owners.

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A Better Way to Solve Your Objectives with Captive Insurance

Captive insurance is often the solution to your business objectives, preserving capital, creating surplus, and generating wealth while managing risk.

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There's a Better Way: Captive Insurance for Business Owners

Captive insurance allows business owners to formally insure exposures by creating their own insurance company, turning premiums into retained assets.

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Which Comes First: The Chicken or the Capital?

How do you create capital without capital? Captive insurance turns premium dollars into a new profit center, building wealth through efficient asset redeployment.

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Important and Urgent!

Most of us spend too much time on what is urgent and not enough on what is important. Owning your own captive insurance company is both important and urgent.

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